International Transfers

Borderless Global Money Transfers

Q: How fast will my recipient receive the funds?

Depending on the payout type, delivery takes between 10 minutes (for cash pick-up) and 24 hours (for bank wires). Under complex compliance checks it can take up to 3 days.

Q: Do I need to hold a foreign currency bank account?

No, you do not need a foreign bank account. You pay for the transaction in local currency (or USDT), and we execute the payout directly to your recipient.

Q: Are there maximum limits on personal transfers?

There are no upper limits. We handle everything from small transfers starting at 500 EUR to large capital relocations for property purchases.

Q: Which countries can I send personal transfers to?

We support outbound transfers to 128 countries, including the EU zone, USA, UK, Canada, UAE, Turkey, China, Thailand, Georgia, Armenia, Kazakhstan, and other CIS states.

Q: What exchange rate is applied to personal money transfers?

We use competitive market rates updated in real-time, which are locked inside the chat before you send. Thanks to our deep liquidity pools, our rates are 2-3% better than standard retail banks.

Q: What documents are required for a personal transfer?

Most standard transfers require only basic identity verification (passport). For large transactions, source of wealth declarations may be requested to comply with international AML regulations.

Q: Can the recipient withdraw a different currency than the one sent?

Yes. You can deposit local currency (or USDT), and we will execute the payout in USD, EUR, AED, TRY, or other target currencies depending on the payout region.

Q: Can I cancel a transfer and request a refund?

You can cancel a transaction at any time before it is paid out in cash or deposited into the recipient's bank account. We refund the full amount minus processing fee network charges.

Q: Do I need to go through a complex registration process?

Onboarding takes less than a minute. It is required to secure your transactions, trace your transfer history, check account balances, and communicate directly with your dedicated manager.

Q: What does the recipient need to successfully collect the funds?

For bank/card deposits, they only need to provide correct account details (IBAN/card number). For cash collection, they need their passport and the unique cash pickup code.

Send money to 128 countries quickly, legally, and securely

How it works

SENT

Transfer Hub

ONEX Personal

Live Transaction

Sender: Individual (RU Client)

Beneficiary: Wise / Revolut Account

Value Date: 05 Jun 2026

Funding Method

Card Transfer (RUB / SBP)

₽880,000

Target Payout

Wise / Revolut (EUR)

€9,600.00

Total Settled:

€9,600.00

Deliver

<24h delivery

100% Guaranteed

from 0.5%

Transfer commission

100%

Safety guarantee

from 12 hours

Settlement time

No Hidden Fees or Banking Markups

We practice total transparency: the exact conversion rate and service commission are locked with a manager before sending. No surprise charges.

Flexible Transfer Methods

Choose the most convenient funding route, or request a custom setup from our team

Card Transfer

Local card funding, instant QR codes, or quick SBP wires

Bank Wire

Direct wire transfers using local recipient account details

Cash Desk Drop

Available in Moscow, St. Petersburg, and 23 other partner cities

Operational in 40+ countries

128 Countries & 50 Currencies

Help your business settle transactions quickly with global counterparts in key commercial hubs

No results found

How it works

How Personal Transfers Work at ONEX

Account Setup

Open a digital cabinet, check active balances, and view past transfer history.

Set Parameters

Pick target currency and input wire amount. Select cash pick-up or bank deposit.

Telegram Deal Desk

A private cash-desk chat is created in Telegram. Personal managers confirm current rates.

Funding Deposit

Manager provides payment options: online checkout link, bank invoice, or cash desk location.

Final Settlement

Funds are credited to cabinet balance, and payout to recipient is executed with receipts provided.

Trust

Prioritizing Transaction Security

Verified Customer Reviews

Customer feedback is publicly verifiable on Google, Yandex Maps, 2GIS, and financial directories

Telegram Support Desk

Real humans guide you through onboarding, verify details, and troubleshoot issues 24/7

BestChange Verification

ONEX is fully whitelisted on BestChange, the largest independent exchange monitoring site

Yandex Maps

5.0 ★ (180+)

Google Maps

5.0 ★ (250+)

2GIS Reviews

4.9 ★ (120+)

BestChange

100% Whitelisted

Telegram News

12k+ Members

Intelligence

Real Stories from ONEX Users:

Supporting a Student at University in Canada

Sergey from Moscow wires monthly allowance to his daughter in Toronto. Funds arrive on her local bank card within 24h, saving 5-7% vs traditional banks.

Paying Urgent Medical Bills in Germany

A family from St. Petersburg paid for a medical procedure in Munich. The EUR payment reached the German clinic account directly in 6 hours.

Buying a Collectible Watch at a Geneva Auction

A collector from Yekaterinburg settled a Swiss Franc (CHF) auction bid in 1 day via our European payment routing, avoiding late payment fees.

Managing Rental Income and Expenses in Spain

A family from Krasnodar rents out an apartment on Costa Brava. Tenants wire EUR to a virtual account, which is used to pay Spanish utility taxes seamlessly.

Common Transfer Scenarios

Family Support & Allowances

Regular living allowance to children studying abroad or parents living overseas.

Tuition & Language Schools

Direct institutional payments to global universities and colleges via official IBANs.

Purchases & Freelance Payments

Settling marketplace items, booking travel (Booking/Airbnb), and paying global freelancers.

Property Deals & Investments

Moving capital for real estate down payments or funding overseas brokerage accounts.

Personal Wires FAQ